SBI Rupay Paytm Credit Card : State Bank of India has launched its own SBI Rupay Paytm Credit Card in collaboration with Paytm and they say that the users of this card will be able to save 75 thousand rupees every year because they will get CashBack in whatever purchases they make.
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Customers trust SBI Bank also because it is the largest bank in the country and is a government bank, so there can be no problem in taking their credit card and looking at the cashback, looking at the savings it looks like This card is going to come in everyone’s pocket because everyone would like to have SBI Paytm Credit Card with them.
If you are interested to know more about this card then by reading this post you will be able to know about SBI RuPay Paytm Credit Card like its benefits and cashback etc. and apply online for this credit card.
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Why Take SBI Rupay Paytm Credit Card
There are so many offers on SBI Rupay Paytm Credit Card that everyone wants to take it. You must have seen while shopping on any platform, whether on Flipkart, Amazon, or another, that while buying one or the other product, you get to see offers of cashback ranging from 02 to 10 percent on payment by Rupay credit card.
Cashback offers are also available while making purchases using a Rupay credit card offline i.e. at an outlet or shop. If you shop on Paytm through SBI Rupay Paytm Credit Card, then you get cashback 0n every purchase and according to the company, you can save up to 75000/- in a year through this card.
Features of SBI Rupay Paytm Credit Card
- The biggest feature of this card is that no card number, CVV PIN, etc. have been printed on it, all of them are inside the chip, due to which its security is said to be very strong.
- It has been told that you will get 03% cash back on all the money you spend on Paytm through this credit card.
- Apart from this, you will get 02% cash back on all the bills you pay through SBI Rupay Paytm Credit Card on Paytm.
- You will be able to use this card anywhere other than Paytm like using another bank’s credit card and you will get 01% cashback.
- 01% cashback is also available on UPI payments.
- Addon facility is also available in this card i.e. you can get this credit card issued for a member of your household as well.
- Insurance covering up to one lakh rupees is available on this card.
Other Savings Up to Rs 50,000/-
You can save up to Rs 50,000 a year by shopping with Paytm from all the partners like Dominos, Gaana, Mantra, etc.
For this, you can shop through SBI Paytm Credit Card by visiting all these different platforms and getting a good amount of cashback. The amount of cashback keeps on decreasing with time, so do check while making a purchase.
Zero Annual Renewal Fee
If you do a transaction of up to one lakh rupees in 1 year with SBI Rupay Paytm Credit Card, then the annual fee on this is waived.
But if you do not make a transaction of up to one lakh with this card within a year, then you have to pay the annual fee for this card.
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Apart from this, the head charge of one percent while taking oil at the petrol pump with this card is waived.
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Apply SBI Rupay Paytm Credit Card Online
If you want to get SBI Rupay Paytm Credit Card, then you can go to your SBI Bank branch and if you want to apply it online while sitting at home, then for this you can update your Paytm app by going to Play Store If you do not have Paytm app, then download it and take registration in it and then follow the process mentioned below.
- Open your Paytm app.
- Now click on the tab of Credit Card and then press the button Apply Now.
- Now a form will open, enter your PAN card number at the top, date of birth at the bottom, then email id below that.
- In the next form, select your mother’s first name, then select your gender, and then select your country.
- Now give consent by clicking on the small box at the bottom and then press the Next button.
Enter Address
- On the next page, you have to give your address, whatever address is on your ID proof, then press the save current address button.
- Now enter the information of Occupation, for example, do you do a job or something else.
- After entering the information of Occupation, click on the Submit button at the bottom and now your form has been submitted.
- After the form is submitted, you can get a call from SBI and your credit card limit will be decided according to your Cibil Score.
- When everything goes well, when your SBI Rupay Paytm Credit Card is issued, it will be sent by post to the address given by you and you will be able to receive it within a week to 01 month.
Verification Can Also be
For some reason, the bank may also verify your home as they are giving you the credit card. But if you already have a credit card and your civil score is good and you have paid the dues for the purchases made on that credit card on time, then the bankers can give you the credit card even without any verification.
When you take the credit card of any bank and make the purchases made from it on time, then your civil score improves, having a good civil score, many banks keep offering you loans or credit cards in which Not much verification is required either.
Conclusion – For SBI Rupay Paytm Credit Card
A Credit card is like a loan, the way you take loans from companies, credit card also like that means spending this month and paying next month. But many people buy goods on EMI through credit cards and pay little by little month after month without paying the money in full but that too is costly.
Take a credit card only when needed otherwise it is not a very good thing. We hope that you have got to learn a lot from this article so that you can take full advantage of it.
